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3 Strategies For Saving Money

October 31, 2019 / by Andrew / Leave a Comment

Have you ever found yourself in a situation where something comes up that you want to do but can’t because there just isn’t enough money in the budget?

It is always a good idea to have a little extra cash on hand for those situations that unexpectedly crop up. Saving money can be tricky but it is certainly attainable, it requires a precise amount of motivation and discipline. When you decide to start saving money plan on having a positive attitude about the outcome. Saving money doesn’t have to be difficult simplify your tactics and start building your nest egg.

Review these 3 ideas to start becoming more secure about building your reserve.

Used and repurposed

When it comes to making purchases, we always want to make sure that we re getting the most value out of our hard-earned cash. There are some Items that we absolutely need to purchase brand new, but there are vast amounts of items that can be bought at significantly reduced prices when you buy items that have been previously owned. Do some research on what you want to purchase. Make a pro/con list and weigh the differences between new as apposed to used, you may be astonished at how much money you can save.

Buying things that are used gives you an opportunity to negotiate an even lower price than the seller is asking. Cha-ching you just saved yourself more money and it probably feels fantastic.

Support your community by paying attention to your local community events calendar, show up at a rummage sale and start searching for those inexpensive hidden treasures. It’s a win, win for everyone.

Create a budget

Designing a budget is rather easy these days there are so many APPS to choose from, find the one that works best for your circumstances. Provide yourself with a clear understanding of your expenses. Get creative and seek out ways to decrease your overhead. Pay attention to due dates, paying your bills by that deadline saves you money every time. Consider downsizing to generate savings within your financial plan.

Recognize that your budget will be an ongoing work in progress changing constantly, stay on top of it, start off slowly and build a solid foundation, then grow from there.

Consider the benefits of cash vs plastic

Paying for your purchases with cash yields various options for saving money unlike using plastic. Monthly payments and interest rates are attached to your plastic cards and has the opposite effect of costing you money.

Once you pay cash for your merchandise you almost always get change handed back to you, have a cool piggy bank at home waiting for that change to be deposited into. That change can add up quickly, and that’s a great advantage to benefit from.

When the cashier inquires about cash or plastic, answer cash as often as possible, start saving money by saying one simple word CASH.

Once you make the decision to start saving money consider applying these options to your financial plans and reap the rewards that you earned from the choices that you made.

Filed Under: Money

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