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How to Choose the Perfect Retirement Home for You

February 15, 2021 / by Andrew / Leave a Comment

For the average American, retirement is a rite of passage, just like birth and death. Whether you’re in the workforce or in business, there’s no doubt you look forward to hanging up your spurs sometime in the future, at around the age of 65.

When retirement beckons, you wouldn’t want to go back to the very home you’ve lived in for what looks like an eternity. You want a retirement home that will serve your needs as you morph into your golden years.

But retirement homes aren’t created equal. You need to know what you want in one in order to find the best place.

Continue reading for a guide on how to choose the perfect retirement home.

Understand Your Needs

When you think of a retirement home, the first thing that comes to mind is probably a beach-front house in a location where the sun doesn’t set. Or a sprawling ranch in some off-grid location. Or a mountain home.

That’s the idea of a retirement home for most people, but there are also other types. We’re talking about senior living facilities, such as nursing homes and assisted living centers.

While most of us would want a beach home, the truth is your specific needs can lead you to a different kind of facility. For example, if you’ve got a chronic health condition that needs close medical supervision, it’s not in your best interest to choose a beach property for a retirement home. A home in an assisted-living community will serve you best, though you can find such facilities along the coastline.

Be sure to learn more about your senior living options before making a decision.

Your Finances

Just go online and look up the amount of money the average American needs to have a comfortable retirement and you’ll find shocking figures. Most recently, experts have been saying you need no less than $1 million to retire.

Considering that most Americans live paycheck to paycheck, the effects of the COVID-19 pandemic, and other factors, it’s easy to see how that figure is out of reach for most people.

This is why it’s vital to consider your finances when choosing a retirement home. Can you afford the retirement home cost of the property you’re eyeing?

Don’t just look at the upfront cost. Consider the recurring living expenses and the general cost of living in the retirement community.

Proximity to Your Loved Ones

If you’re in a relationship, you’ll certainly move into the retirement home with your partners, especially if they’re also retiring.

However, if they aren’t moving with you, consider the proximity of your retirement home to the home of your spouse, as well as other close relatives, such as your kids.

You don’t want to live so far away from your loved ones such that distance will be an excuse for them not to visit as often as possible.

Enjoy Your Senior Years in the Best Retirement Home

Retirement is a time to kick back and relax, good health permitting. However, your ability to achieve this quality of lifestyle largely depends on your choice of a retirement home. With this guide, you’re now in a better position to choose the best home for your needs.

Stay on our blog for more helpful Lifestyle advice.

Filed Under: Lifestyle

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